Finally I have to give my answer to Guessing AhBoon’s Traffic in here liao..I’m too greedy lah..I blog about this in all my blog, I’m thinking of that US$40 ler…How could I lose this chance? Since I seldom entered contest liao..please lah…let me win 1 time, ok? Please pray for me..

I guess there will be drop in AhBoon April traffic in most of my blog, so to be a nice blogger and nice auntie to Sweet Sweet and Sui Sui, I wish his blog traffic growing in April again, so that he can buy more toys to them. I know he very clever in ping his post..which meant his blog traffic will increase like rocket after that..hmm..maybe I should stumble a post for him too, so that it could reach my guess..:lol:

My guess = 245322

Seem like many visitor are really interested to withdraw the paypal money in Malaysia. of cause for whom are work hard on earning US$ lah.

I’m not sure is this VMI card worth to buy or not, and I’m sure there is some risk on using the card. Since it is a Virtual card mah..You don’t even know where is the location, how could you contact them & etc. If they really disappear suddenly, you can’t get back the money too.

I will just say don’t keep many money in your VMI account, I don’t advice people to keep money in paypal too. Nothing is saver and better then get the cash in hand. I prefer save it in my bank account even though the exchange rate is low in the market place now. I can get the exchange rate between 3.2 – 3.3  only (after deducted the transaction fees). But this was already more then what I expected when I just start blogging for money!

*Paypal have limited my account last week, today baru restored back my account. I’m not sure this is because of the VMI card or just because of I transfer the money too often.. TAKE YOUR OWN RISK! I didn’t pushing you into sea one to get it one ahh..hehe

msau : “SQ come, we go to bank 1st” 

SQ : “ohh…go to beank ..go to beank..”

While mama driving, SQ kept e-e-o-o..

SQ : “mama, Kiki ler? Why no bring Kiki keh?”

msau : “mama go to bank mah, not free to carry Kiki wor”

SQ : “Why not free to carry Kiki keh?”

msau : “ee…mama busy tok tok lor..so no hand to carry Kiki”

SQ : “Why mama want go to beank keh?” 

msau : “mama go to bank take money lor”

SQ : “Why go to take money?”

msau : “No more more money to buy food, so mai go bank take money lor”

SQ : “Why no money keh?”

msau : “eee..Finished spend liao mai no more money lor”

SQ : “Why you spend all the money keh?”

OK! OK! STOP HERE!! No more why please!! I don’t know how to answer already!

Brought Kiki to Hospital Serdang for Check up again. I have forgot how many time I bring Kiki back to Hospital Serdang for follow check up already. When I search back my diary post, I only know that..I been carry her to hospital on and off for a year! Since her 1st day admitted to NICU due to pro-long Jaundice.

I very happy to said yesterday was the final check up and I don’t need to bring her to check up anymore. Kiki is a healthy and chubby baby..Opps…she is a toddler now..

Kiki’s little update : -

• Height : 74.5cm
• Weight : 9.5Kgs

Mama comments :

Kiki have very well ‘response’ attitude when compare to SQ. She seem like understand what you mean all the time. Which is very different from SQ. Previously SQ have no response to us most of the time, I think SQ was the kind of slow or blur blur style baby. Kiki is a ‘over’ clever baby..too clever to stop us blame on her.

I love both different character baby. Both have given me different experience (make me almost gone crazy) which I don’t wish to go through, but that is the journey of a mother.. I know there still another different baby I will have if my hubby still dare to make me pregnant!

Seem like quite a lots of visitor curious how a Malaysian able to withdraw paypal money using local ATM, I can understood that, previously I always think of withdraw by myself without paying any charges to mid-man. I no need to explain on
How Malaysians can withdraw directly from Paypal, because Hong Kiat has blog a very detail post to teach you how to do so. Actually I am learned from him :p

But I did go through some hassle due to my stupid lor..I show some of the note that might help you to process your transaction smoothly.

On Paypal

1) Make sure the name and address in your paypal account is same as the one you register on VMI card (VMI card need your NRIC for registration).
- Fund will refund to your paypal after deducted some charges if anything information doesn’t match in both account.

2) Enrolling your paypal account and get verified with charges US$1.95 to your credit card (payment will be refund to your paypal account once it verified). Must verified using credit card because VMI Bank account are not qualify to verified your paypal account (refer to below).

3) After you added the bank account into paypal, you will received an email from them and asking you to verify your bank account with 2 random amount they has been transfer in.
- But I never received any random payment from them, email them and get below answer =>

The bank you added to PayPal can not be confirmed. It can be used to
withdraw funds. However, it cannot be used to add funds into your PayPal
Account. The addition of this bank account will not qualify you as a Verified member.

4) Transfer Fund to the VMI account – It will be on pending abut 2 day and show transaction completed in the 3rd day. BUT this amount wouldn’t show in your Bank account yet. Bank to Bank need another 1 – 2 days to communicate before credit your bank account.

On VMI Card

1) the birthday date they request for register is based on MM/DD/YYYY format. I make a mistake on this and need to register again.

2) Remember clearly on your access number and ATM pin.

Note : I transfered $300 to bank account at the 1st time have no problem, 2nd time also no problem (Maybe due to small amount), but someone (not sure can expose her name or not ) transfered 700 in the 1st time then received Paypal limited access email immediately. Hot-Screensaver’s blog about his Paypal has Limited Account Access before too. I almost kena tipu, because I also received an Limited Access email But is fraudulent one.

So happy today! I finally able to withdraw the paypal money directly from ATM Machine! I saw the paypa money show in my VMI account today early morning, I can’t wait to withdraw the money. So the first thing I done after sent SQ & Kiki to mother’s house, I quickly went to Maybank and tried my luck.

Actually the withdraw from ATM Machine is easy. Just like what we do normally. The hassle part was just the transaction done between transfer fund from paypal to the VMI account and the waiting period.

I received the card 3 weeks ago already, but was stuck at some ‘technical’ problem. Have go through many worry, scare & heart ping-ping-bong-bong..Of cause I scare, I am first time doing transaction with Virtual Money Card & I have invested money into the card ler..If anything happen then my money mai gone liao??

Lucky …the withdraw are smooth..finally I got the CASH in hand…Felt lots of secured now..The exchange rate of cause is higher then I exchange with others mid-man. But if compare with the rate I read from other blogger’s blog..Recent rate are pretty low already lor..Since I can withdraw the money by myself now, I think I’ll keep track on the exchange rate. Wish to withdraw with higher exchange rate mah.. hehe

Finally I get the update from the Agent. They accepted SQ case without any terms and regulations now! My Agent told me she write a don-no how long letter to fight back and request for review of SQ application wor.

Then got accepted on this Monday. I have received their official letter to confirmed that the medical card has been approved. Ok..I’m quite satisfied with the result now.  Actually AIA medical plan is quite nice one..Just they are over strict on all the application and sometimes very tulan with them one..:P

I discovered new website which offer a lots of discount coupon. I’m going to save more while shopping! haha..And I found the coupon that I like the most – the Jewelry Television coupon code. Woman used to love Jewelry and I am one of them! I could buy some expensive Jewelry just because I like it. Now how could I miss this opportunity with save up to 80% off retail on jewelry!?

GoGoShopper.com is the website offers such good shopping coupons and promotion codes. They have more then 1000s of coupon for online clothing, health and beauty stuff, Jewelry and also the book sores.

Jewelry Television and Sephora coupons are the one I want to share with you all here. Jewelry Television is having 5 different coupon now, you can having 10% off for next purchase, Free shipping on any order, Sterling Silver Sales, Ring Sale And Gemstone Sale.

And Sephora is having 18 Coupons now! Wow. That is many. I’m interested in the free deluxe sample of Giorgio Armani Code Pour Femme Eau de Perfume, Laura Geller’s Eye Stay Duo in Champagne/Mocha and LORAC Mocktail lip gloss. hmm..Those free deluxe are available for each purchase. I think I have to purchase my stuff differently, to get the entire three samples.

I kena tagged by Shooi on this The Fact/ Layer by Layer. Although Shooi changed the tag to sqkiki’s blog, but I actually prefer to do it here..hehe

On the Outside
Name: Michelle -> Actually is direct translate from Ms Sau
Date of birth: 01 September
Current status: Doing tag lo
Eye color: Dark brown
Hair color: Black gua
Righty or Lefty: Righty
Zodiac: Virgo

On the Inside
Heritage: Chinese
Fear: Don’t want to tell :p
Weakness: Shy To Talk In Public
Your perfect pizza: All of the pizza

Yesterday, Today & Tomorrow
Your thoughts first waking up: Where is my Spec?
Your bedtime: Depends on my gals and TigaP
Your most missed memory: Overnight at friend’s home and gossip without sleep

Your Pick
Pepsi or Coke: Pepsi
McDees or Burger King: KFC (hehe)
Single or Group Dates: Previouly Single, Now Group
Adidas or Nike: No Brand
Lipton Tea or Nestea: Coffee
Chocolate or Vanilla: Chocolate
Cappucino or coffee:Cappucino

Do you…
Smoke: Yes!!! At the age of 16! But only 1..then no more
Curse: me or others people?

In the past month
Drank alcohol: Nope
Gone to the mall: NOpe
Been on stage: Joint an old boy club, 10 years ago. Look darn smart playing the 24 Drums on the stage. More then 10 times..at Amway aniversery dinner, Tian hou Kong function, TV3 Chinese New Year Ads & etcs.
Eaten sushi: Yes. Loves sushi
Dyed your hair: Nope. Never.

Have you ever…
Played a stripping game: Yes, When my bodyshape become 36C, 24, 36
Changed who you were to fit in: Yes, learnt from mistake and changed.

Marriage
Age you’re hoping to be married: 30 ..a little bit early then my hope.

In a guy/girl
Best eye color: Dark Brown
Hair color: Dark Brown/ Black
Short or long hair: Short.

What were you doing?
1 minute ago: Composing this tag lo
1 hour ago: Grabbing Opp
4 1/2 hours ago: Having breakfast
1 month ago: In front of PC
1 year ago: In front of PC

Finish the sentence (I love this and should tell hubby this)
I love: to see my hubby now, because he been outstation for 2 weeks.
I feel: nothing to do without him at side.
I hate: the feeling being alone.
I hide: myself if I couldn’t get him back.
I miss: the sweet time with him.
I need: to kiss him more and tell him how much I love him :p

And now I want to tag blogger with the the mummy in nickname:

Lovely Mummy (Now I will remember you all the time)
Mummy In Vain
Becky’s Mommy
MontessoriMum
Shoppingmum

I just create an Online Scrapbook for SQ. I didn’t download the software; I just upload picture to the website and create the scrapbook immediately. I like the design very much. Actually I been trying many times to learn this and wish to create some nice scrapbook for SQ. I was wondering how Jazzmint and G able to show those nice and beautiful scrapbook. How I wish I can do like them also. But I just don’t know how to start even though I want to learn.

Lucky I found a website can help me create some simple scrapbook with easy step. It’s free some more. I only created 2 pages, still in the learning stage, will add more after I familiar with the step.